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Ford Clean Slate Bad Credit Car Loan Program

Concerned About Your Credit?

Whether your credit score is less than perfect or if you have zero credit history -- it's likely that you've seen how most car dealerships treat you based on your credit. They will tell you that there's nothing they can do for you and point you towards the exit door. Even though having a bad credit score or a lack of credit history does make it more difficult to secure financing -- it's still possible! Several of the problems with securing auto financing comes from the dealership not having access to lenders who specialize in assisting drivers with bad credit or no credit.

How to Get a Car Loan with Bad Credit or No Credit

The only thing standing between you and the new vehicle you've been wanting shouldn't be your credit score. While it's not impossible to get a car loan for your situation, it's best that you work with a specialized lender that has the ability to custom-tailor a loan to suit your needs. These specialized lenders are smaller and have a better ability to provide loans which meet your unique requirements, similar to a credit union.

Sounds Great! Where Do I Start?

Are you ready to get the process started? You have 3 different options to help you get behind the wheel of the Ford vehicle of your dreams.

Signup Method #1 - Use Our Payment Calculator

Donley Ford Galion Use Our Payment Calculator

Take a moment to browse our extensive inventory of new Ford vehicles and pre-owned cars. As soon as you find a vehicle you're interested in, click on the blue "Get My Price" button and you will be contacted by one of our friendly and knowledgeable Ford sales consultants to begin the process.

Signup Method #2 - Apply For Financing

If you visit the Finance Department section of our website, you'll find a finance application. There's also a useful Credit Estimator tool that can provide you with an idea of what your credit looks like if you are unsure. Count on our team of finance experts to work alongside you to secure a loan or lease on a new vehicle. Simply click the link below to start!

Signup Method #3 - Contact Our Finance Department

Do you need assistance when applying for financing? Simply complete the form provided below and a member of our Finance Department will reach out to you shortly to collect some basic information. This information is helpful to our team and makes it easier to help get you in a car that you love at a price that fits your budget.


Donley Ford of Shelby

249 Mansfield Ave.
Shelby, OH 44875

  • Sales: 877-707-0501
  • Service: 877-707-0503
  • Parts: 877-707-0502


  • Monday 9 AM - 8 PM
  • Tuesday 9 AM - 6 PM
  • Wednesday 9 AM - 6 PM
  • Thursday 9 AM - 8 PM
  • Friday 9 AM - 6 PM
  • Saturday 9 AM - 4 PM
  • Sunday Closed



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